Central Bank Credit Officer Recruitment 2025: Central Bank of India has announced a significant opportunity for aspiring bankers through its Credit Officer Recruitment 2025. This initiative aims to induct dynamic and skilled individuals into the Junior Management Grade Scale I. The recruitment process is linked with a Post Graduate Diploma in Banking & Finance (PGDBF) program, ensuring that selected candidates are well-prepared for their roles in mainstream banking.
Central Bank Credit Officer Recruitment 2025 Overview:
Below is an overview of the Central Bank of India Credit Officer Recruitment 2025.
| Organization | Central Bank of India |
| Name of Post | Credit Officer |
| No. of Vacancies | 1000 |
| Application Mode | Online |
| Start Date for Online Application | 30.01.2025 |
| Last Date for Online Application | 20.02.2025 |
| Selection Process | Online Test & Personal Interview |
| Date of Online Test | To be announced |
| Category | Bank Job |
| Official Website | www.centralbankofindia.co.in |
Vacancy Details
The bank has released a total of 1,000 Credit Officer vacancies for the position of Credit Officer. The distribution across various categories is as follows:
| Category | Vacancies |
|---|---|
| Scheduled Caste (SC) | 150 |
| ST Candidates | 75 |
| Other Backward Classes (OBC) | 270 |
| Economically Weaker Section (EWS) | 100 |
| General (GEN) | 405 |
| Total | 1,000 |
Additionally, there are provisions for Persons with Benchmark Disabilities (PWBD) with 10 vacancies each for HI, Visually Impaired (VI), Orthopedically Challenged (OC), and Intellectual Disability (ID).
Important Dates:
- Online Registration Start Date: January 30, 2025
- Online Registration End Date: February 20, 2025
- Online Payment of Application Fees: January 30, 2025, to February 20, 2025
- Download of Call Letters for Online Examination: To be announced
- Date of Online Examination & Interview: To be announced
Candidates are advised to regularly visit the official Central Bank of India website for updates.
Eligibility Criteria for Central Bank Credit Officer:
Candidates who are interested in Central Bank Credit Officer Recruitment 2025 shall go through below eligibility criteria set by the bank and apply online on or before 20th February 2025.
Nationality/Citizenship:
A candidate must be either:
- A citizen of India, or
- A subject of Nepal or Bhutan, or
- A Tibetan refugee who came over to India before January 1, 1962, intending to settle permanently, or
- A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, or Vietnam with the intention of permanently settling in India.
Candidates from categories (ii) to (v) must possess a certificate of eligibility issued by the Government of India.
Age Limit (as of November 30, 2024)
- Minimum Age: 20 years
- Maximum Age: 30 years
Candidates must have been born between December 1, 1994, and November 30, 2004 (both dates inclusive).
Educational Qualifications:
- A Degree (Graduation) in any discipline from a recognized University/Institute with:
- General Category: Minimum 60% marks or equivalent grade
- SC/ST/OBC/PWBD Categories: Minimum 55% marks or equivalent grade
Candidates must possess a valid mark-sheet or degree certificate confirming their graduation status on the day of registration.
Application Process of Central Bank Credit Officer:
Interested candidates can apply online through the official Central Bank of India website. Ensure that you meet all eligibility criteria before applying. Detailed instructions for the application process are available on the bank’s website.
For comprehensive details, including the selection process, course structure, and other pertinent information, please refer to the official notification available on the Central Bank of India’s website.
Embark on a promising banking career with the Central Bank of India by seizing this opportunity to become a Credit Officer. Stay updated with official announcements and prepare diligently to join one of India’s leading public sector banks.
Selection Process for Central Bank Credit Officer Recruitment 2025:
The selection process consists of the following stages:
- Online Examination
- Personal Interview
- Final Merit List & Admission to PGDBF Course
1. Online Examination
The online exam consists of multiple-choice questions covering various subjects, as outlined in the table below:
| Section | No. of Questions | Maximum Marks | Time Duration |
|---|---|---|---|
| Banking and General Awareness | 40 | 40 | 35 Minutes |
| Computer Knowledge | 20 | 20 | 15 Minutes |
| Quantitative Aptitude | 40 | 40 | 35 Minutes |
| Reasoning Ability | 40 | 40 | 35 Minutes |
| English Language | 20 | 20 | 15 Minutes |
| Total | 160 | 160 | 120 Minutes (2 Hours) |
- Each question carries one mark.
- Negative marking of 0.25 marks is applicable for incorrect answers.
2. Personal Interview
- Candidates who qualify for the online exam need to undergo a personal interview, which carries 50 marks.
- The final merit list is prepared based on the candidate’s performance in both the online exam and interview.
3. Final Merit List & Admission to PGDBF Course
- The final selection is based on the combined performance in the online test and interview.
- Selected candidates will undergo a one-year Post Graduate Diploma in Banking & Finance (PGDBF) course at a designated institute.
- After successful completion, candidates will be inducted into the bank as Credit Officers in Junior Management Grade Scale I (JMGS-I).
Application Fee for Central Bank Credit Officer Recruitment 2025:
Candidates need to pay an application fee as outlined below based on their category in order to apply for the Central Bank Credit Officer Recruitment 2025.
| Category | Application Fee |
|---|---|
| General/OBC | ₹850/- |
| SC/ST/PWBD/Women Candidates | ₹175/- |
- The fee is non-refundable.
- Payment must be made online only using Debit Card, Credit Card, or Internet Banking.
Salary & Job Profile of Credit Officer:
- Upon joining as a Credit Officer in JMGS-I, candidates will receive a basic pay of ₹36,000/- per month along with other allowances as per bank norms.
- The approximate gross salary in a metropolitan city is ₹52,000 – ₹55,000 per month.
- Job responsibilities include:
- Credit appraisal of loan applications
- Risk assessment and approval of loans
- Managing customer relationships and loan disbursement
- Monitoring and ensuring loan recovery
How to Apply for Central Bank Credit Officer Recruitment 2025?
Follow these steps to apply online:
- Visit the official website of Central Bank of India: www.centralbankofindia.co.in
- Click on the recruitment section and find the PGDBF Credit Officer 2025 notification.
- Register using a valid email ID and mobile number.
- Fill out the application form with personal, academic, and professional details.
- Upload scanned copies of:
- Passport-size photograph
- Signature
- Relevant certificates
- Pay the application fee online and submit the form.
- Download and print the confirmation page for future reference.
Central Bank Credit Officer Recruitment 2025 – Key Takeaways
- 1,000 vacancies available for Credit Officers.
- Online registration starts on January 30, 2025, and ends on February 20, 2025.
- Selection process includes an online exam and interview.
- Shortlisted candidates will enroll in a 1-year PGDBF course before joining as Credit Officers.
- Salary after recruitment: ₹52,000 – ₹55,000 per month (approximate).
📢 Don’t miss this golden opportunity to start your banking career with Central Bank of India!
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